Moving to Belize: a complete guide for Americans

Living Abroad: A Complete Guide for Americans Moving to Belize

Belize, with its English-speaking population, stunning natural scenery, friendly locals, and relaxed way of life, has become a popular destination for American expats. If you’re thinking about making the move, this comprehensive guide will provide you with everything you need to weigh your options. We’ll cover the pros and cons, moving with family, pets, and all the essentials you need to start a new life in Belize.

Belize Quick Facts

Before we dive into the details, let’s cover some essential information about Belize:

• Capital: Belmopan
• Language: English
• Population: 400,000
• Currency: Belize Dollar (BZD) — USD is widely accepted
• Government: Constitutional monarchy, parliamentary democracy
• Religion: Predominantly Roman Catholic, with a large Protestant community
• Climate: Subtropical, warm year-round

Moving to Belize from the US: Can You Do It?

As an American citizen, you can enter Belize as a tourist without needing a visa for stays up to 30 days. For longer stays or if you intend to work, you’ll need to secure the appropriate visa or permit. Belize is known for being relatively open to expats, with programs like the Qualified Retirement Program (QRP) allowing long-term stays for those over 35 who can prove a steady income.

The QRP lets you bring dependents and offers certain perks such as tax exemptions and the ability to purchase property. However, note that QRP holders are not allowed to work or own businesses in Belize, although dependents are entitled to seek employment.

Moving to Belize with Family

While Belize is often considered a retirement haven, it is also a viable option for families. The low cost of living, friendly communities, and numerous outdoor activities make it appealing for families with children. International schools, primarily located in areas like Ambergris Caye, offer a curriculum aligned more closely with the US, making it easier for expat kids to integrate. Public schools, which generally follow the UK curriculum, are also an option, though reintegration to the US education system may be challenging if you decide to return.

Bringing Pets to Belize

If you plan to move with your pets, you’ll need a valid import permit from the Belize authorities and a veterinary health certificate issued by a USDA-registered vet. Pets also require a valid rabies certificate, and in some cases, quarantine measures may apply. It’s best to plan ahead to ensure a smooth transition for your furry friends.

Shipping Your Belongings to Belize

Shipping large items to Belize can be costly, so many expats opt to bring only essential items. If moving under the QRP, you can take advantage of duty exemptions on household goods as long as they arrive within the first year. Generally, relocation involves using a 20- or 40-foot container.

Visas and Residency Options in Belize

Belize offers several visa options for tourists, workers, students, and retirees:

• Tourist Visa: Americans can stay up to a month without a visa. For longer stays, monthly visa extensions are required until you qualify for permanent residency.
• Work Visa: Expats must obtain a work permit, either through their employer or independently if self-employed.
• Qualified Retirement Program (QRP): Available for those over 35 who can prove an income of at least $24,000 per year. This visa allows residency but does not permit the holder to work.
• Permanent Residency: After residing in Belize for a year (with monthly visa extensions), you can apply for permanent residency, which is a relatively straightforward process with some documentation and fees required.

Cost of Living in Belize

The cost of living in Belize is notably lower than in the US, making it attractive to retirees and those on a fixed income. Of course, expenses vary depending on your location and lifestyle, but overall, it’s possible to live comfortably at a fraction of the cost of many US cities.

Shipping Costs: Don’t forget to include the costs of moving and setting up, including visa renewals and shipping. Monthly visa fees add up, so make sure they are included in your budget.

Housing in Belize

There are no restrictions on expats buying or renting property in Belize, including land purchases. However, fraud and scams targeting property buyers are known issues, so hiring a reputable real estate agent and legal assistance is essential. Renting can be a good idea initially to give you time to decide where you want to live before making a purchase.

Healthcare in Belize

Healthcare in Belize can be basic, especially in rural areas. Expats often opt for private health insurance to ensure they have access to international-level medical care, as some situations may require evacuation to another country for adequate treatment.

Banking and Taxes in Belize

Setting up a local bank account will make settling into life in Belize easier, especially for paying bills and setting up essential services. Tax-wise, individuals earning up to 26,000 BZD annually are exempt from income tax, with a flat 25% rate on income above this level.

Education Options in Belize

Public schools in Belize follow the UK curriculum, but there are private international schools that provide an education aligned with the US system. Some expats choose homeschooling due to the lack of international school options in certain areas.

Getting Around in Belize

Roads in Belize vary widely in quality, with some areas lacking proper markings and shoulders. The US State Department advises against driving at night due to unpredictable road conditions and the potential for flooding. Taxis and buses are available, though they may not meet US safety standards.

Quality of Life in Belize

Belize is known for its laid-back lifestyle, vibrant cultural mix, and beautiful natural surroundings. It’s a great destination for those who are looking for a slower pace of life and love outdoor activities like diving, fishing, and hiking.

• Crime and Safety: Belize has a relatively high crime rate, much of which is gang-related and confined to specific areas. Petty crime like pickpocketing can be an issue, so personal safety measures are advised.
• Connectivity: Internet and mobile service is generally reliable in urban and tourist areas, but it can be patchy in more rural parts of the country.

Best Places to Live in Belize for Expats

• Corozal: Close to the Mexican border, popular with retirees, lower cost of living.
• Ambergris Caye: The most popular expat destination, with great amenities and a vibrant expat community.
• Cayo: More secluded and perfect for those wanting an off-grid lifestyle.
• Toledo: A quiet, lesser-known area, ideal for nature lovers.

Summary: Moving to Belize, Pros and Cons

Pros:

• Low cost of living
• English-speaking country
• Friendly people and relaxed lifestyle
• Relatively straightforward visa process
• Established expat community
• Beautiful natural surroundings

Cons:

• Safety concerns in some areas
• Limited healthcare services
• Poor road conditions
• Competition for international school places

Final Thoughts: Belize offers an enviable lifestyle for those looking to retire or live abroad, particularly for Americans wanting a place that feels relatively familiar. The low cost of living and friendly culture are major draws, but it’s important to consider healthcare, safety, and education challenges before making the move.